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In the Spotlight

History

Celebrating 50 years of Ayco, and the milestones along the way.
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Financial Spotlight: An introduction to bonds

Individuals 09.27.2022 1 MIN

What are bonds? Think of them like an I.O.U.—when you purchase a bond, you lend money to entities like corporations and federal, state, and local governments, with the understanding that you’ll earn that money back (with interest) after a fixed period of time. Watch this video featuring Head of Portfolio Strategy for Goldman Sachs Personal Financial Management Group Investments Mariam Kamshad to learn more about how bonds fit into a diverse investment strategy.

Key takeaways:

Bonds accrue interest under a specific set of borrowing terms and can provide a predictable stream of income
When a bond matures, you get back the original amount you invested—plus interest
Bonds can help diversify and spread risk in a portfolio

Check out our full Financial Spotlight series to learn more about other financial topics.

If you have Ayco as a company benefit, register, log in or download our Goldman Sachs Wellness app to learn more about this and other financial wellness topics.

Individuals | 03.17.2023 | 4 MIN

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3 easy steps to help you become a saver

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Tax season is here. Prepare early and stress less.

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Reducing spending and increasing savings were on this year’s holiday list

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Kickstart 2023 with resolutions you can keep

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Tax Matters: An executive guide to navigating year-end tax planning

Updated for tax year 2022

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2022 Top 5: Most-read personal finance articles

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Thinking of retiring soon? A critical decision on your pension payout could make all the difference.

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6 ways to give your finances a boost before 2023

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Goldman Sachs Q3 2022 Investment Update

Individuals | 09.27.2022 | 1 MIN

Financial Spotlight: An introduction to market challenges

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Financial Spotlight: An introduction to market uncertainty

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Financial Spotlight: An introduction to risk

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Financial Spotlight: An introduction to stocks

Individuals | 09.22.2022 | 4 MIN

“Pay yourself first” for National Savings Day

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Let’s talk student loans

Individuals | 08.22.2022 | 4 MIN

Top 8 life insurance questions we’re hearing

Individuals | 08.01.2022 | 3 MIN

Financial Awareness Day: Your financial wellness guide

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Maximize your benefits this open enrollment

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A beginner’s guide to 401(k) plans

Individuals | 07.05.2022 | 5 MIN

Coaches corner: Balancing priorities

Individuals | 05.26.2022 | 4 MIN

529 Day: A coach Q&A

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3 steps toward financial wellness in 5 minutes or less

Individuals | 05.05.2022 | 3 MIN

Ways to increase or decrease your taxable income

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What financial stressors can coaches help you with today?

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Patrick Cantlay on his keys to success

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3 ways to build financial confidence: A financial planning guide for women

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Investing in stocks, explained in 6 questions

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A guide to HSAs and FSAs

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Retirement planning for all ages

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2-minute crash-course on the 2021 and 2022 standard deduction

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What you need to know about tax deductions and credits

Individuals | 01.28.2022 | 3 MIN

A quick guide to filing your tax return

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Discover your tax personality and stress less this tax season

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This tax season could be especially challenging, warns the IRS

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5-minute guide to keeping your financial resolutions

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2021 Top 5: Most read personal finance articles

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2021 Top 5: Most popular personal finance videos

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Make a lasting impact: 5 tips for charitable giving

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7 steps to prepare for holiday spending and set yourself up for success in 2022

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Protect your family’s future with life insurance

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Annual Enrollment: What to expect when talking with a coach

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Your annual enrollment to-do list—made easy

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Four tweaks to make to your retirement plan in 2021

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Four market trends reshaping how we invest

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Learn to make stronger financial decisions in 5 minutes

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What COVID taught us about personal finance

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Reach your goals by creating financial checkpoints

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7 COVID-19 Personal Finance Myths Debunked

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4 tips to alleviate—and avoid—financial stress

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How to rebuild credit

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Saving vs investing: What's the difference?

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What's ESG investing and how do I know if it's right for me?

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From offer to closing—5 home buying steps to know

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Getting organized for tax season: What you need to know

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Your guide to retirement accounts

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Taxes: Refunds are not always your friend

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How a financial plan can benefit your health

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Use it, don't lose it: Emptying your FSA before year-end

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Saving for college: A guide to education funding

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Emergency fund: Why everyone needs a cash reserve

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The Consumer Sentiment Study: Post-lockdown edition

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Making the right decisions to reduce your healthcare costs

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Six questions to ask before making annual enrollment benefits elections

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Changing domicile during uncertain times: It may not be as easy as you think

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Retirement: What to expect when talking with a coach

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CARES Act: Penalty-free withdrawals

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How the CARES Act impacts required minimum distributions

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Wealth transfer strategies for volatile markets

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How telecommuting from a different state could impact your taxes

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A 4-minute guide to estate planning

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RMD FAQs: Eight important facts

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Thinking about an HSA?

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Investing in the COVID-19 era

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5 things employees need to know about the new draft W-4

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Financial planning and benefit considerations for LGBTQ employees

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Using tax losses as a tax strategy: A primer

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The Tax Cuts and Jobs Act: The top 10 things you need to know

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Health savings accounts (HSAs)

Individuals | 11.09.2018 | 4 MIN READ

A hurricane season guide to protecting your family and finances

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Is a 401(k) loan right for you?

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Countdown to retirement

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Five steps for improving your credit score

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Retirement planning at any age

Individuals | 07.26.2018 | 3 MIN READ

Reconsidering protected income strategies

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Charitable giving by the letter

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Kids and college–making the right choice

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Perspectives on 2017 market volatility

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Financial considerations for the expanding family

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A guide to paying down your college debt

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Combining finances with your partner