It has long been our belief that there is financial counseling and there is Ayco Financial Counseling. We believe we stand apart because of our:

Market penetration
We serve nearly 12,000 executives at 410 Fortune 1000 companies.

Core focus
At Ayco, comprehensive, company-sponsored financial counseling is our business.

Partner approach
Our approach is to partner with the company sponsoring the financial counseling program. We thoroughly understand our clients' benefits and compensation plans. This is particularly important because we find that a significant portion of an executive's wealth is tied to his or her company benefit plans.

Comprehensive scope
Our counseling is comprehensive, integrating clients' benefits and compensation with strategies for estate planning, investment planning, income-tax preparation and planning, risk management and long-term cash-flow/retirement planning.

Technical infrastructure
Our Internal Technical Groups, consisting of over 100 professionals, establish financial counseling policies and strategies and provide ongoing research, training and technical support to our associates.

Focus on quality control
We place strong emphasis on quality control in an effort to achieve continued excellence.

Credentialed counselors
Our counselors are highly credentialed. Many of our counselors have an advanced degree or professional certification, as well as appropriate state insurance licenses.

Focus on relationships
Our business is built and sustained on relationships. Our clients' financial affairs are very personal to them and their families. We are their trusted advisors and develop long-term relationships.

Holistic approach
Ayco Financial Counseling is comprehensive, integrated and proactive in advice and implementation.