Delivery Methods
We deliver our Comprehensive Service via a number of interrelated methods as follows:
Dedicated Counseling Team
A team of experienced and dedicated professionals led by a counselor serves each counseling client. The counselor meets with the client regularly to facilitate decision-making and implementation. Clients have unlimited telephone access to their Ayco financial counselors.
Information Exchange
Each client is asked to provide pertinent financial information and documentation. Specific benefit and compensation information will be provided to Ayco by the sponsoring company.
Personalized Financial Exhibits
We develop a series of personal financial illustrations including an analysis of will and trust documents, estate-tax balance sheets, a projection of income available to beneficiaries after death, income-tax projection, withholding analysis, net-worth statement, asset allocation, insurance summary and stock-option analysis.
Thorough Review of All Subject Matter
That Falls Under the Broad Heading
of Financial Counseling
Our service is all-encompassing and inclusive in nature. We focus on interrelated core disciplines:
- Optimal utilization and integration of company benefits and compensation plans
- Estate planning
- Investment planning
- Tax preparation and planning
- Insurance coverage
- Cash-flow/retirement planning
Personal Financial Counseling Sessions
Our approach is proactive. Face-to-face meetings with our clients are initiated by the Ayco counselor on a regular basis to discuss objectives, review the financial analysis and address issues of particular priority. From these sessions, planning recommendations are developed.